Commercial Lending

Since 1993, First Credit Services (FCS) has recovered millions of dollars for businesses of all sizes, across an array of industries and debt types. Through our hard work, experience, and a dedication to training and retaining the best agents our recovery rates are some of the best business. Whether you would like us to support your in-house commercial debt collection efforts or handle all of your aged receivables, we are the right agency for you.

If you are spending valuable time making phone calls, sending letters, and emails and your customer is ignoring you, you’ll likely not get paid without utilizing a collection agency with legal services. FCS offers the best of both. Our strategy is twofold, first try to resolve the debts by reporting companies and when possible the owner to the credit bureaus and D&B. This can be very effective and by not involving lawyers our clients will recoup a larger percentage of the debt. Unfortunately, not all debt is recovered in this stage and it becomes necessary to file suit. With a network of lawyers in all 50 states, FCS waste no time in initiating legal action for our clients.

• Acts as an extension of your AR department.
• Presents itself as members of your team, not First Credit Services.
• Scales easily to the demands of your department.
• Seamlessly integrates with your systems.
• Opens communication lines with our OminiXp platform
• Improves customer relations, lowers roll rates, and reduces delinquencies.